7 Identity Theft Protection Strategies to Know About
Identity theft is a type of crime where people use another person’s data for deception and fraud. Identity theft can damage your credit score and this can make you not eligible for loans and mortgages. Here are some tips to help you stay safe. You should read more here to learn how you can get your life back.
You should review your credit card and bank statements each and every month. This will help you know if there are any charges unexpected charges and activities or not. If you find out something you didn’t authorize, you should contact the bank. You are advised to put a reminder in your calendar to sign up for emails once the statement is ready. This is considered one of the safest strategies. If you click here, you will be able to learn more strategies.
The use of a strong password is also an important strategy. Identity thieves guess people’s passwords to access important services. Some people use simple passwords due to the fact that they are easy to remember. They use the same passwords on different websites. This is risky because they can use one password to access your most important information. You are advised to prevent this by using a strong password that contains numbers, letters, and symbols.
You should turn on 2-factor authentication to add more security. This one generates one-time code when someone logs into the services. Your account will have more security because no one will log in without a code.
Reviewing your credit annually is another strategy to keep your account safe. When you receive a free credit report from the credit reporting bureau, look at it carefully to see whether there is anything that is out of place. If there are debts that you didn’t authorize, contact the credit bureau and ask them to remove the debt.
Ensure that you freeze your credit with credit reporting bureau. This way, other people will not request your credit or even look at it. Nobody will be able to apply for a loan or get a new credit card. Credit bureau will issue you with a pin which you will use to verify your identity if you decide to unfreeze.
The other thing is to pick up your mail quickly. Remember that thieves find the easiest way to steal your data. They steal your credit cards, bank statements and other personal information from your mail. Pick up your mail as soon as it is delivered so nobody else can access it.
Be smart about cybersecurity. The internet can pose so many threats. You may receive an email from identity thieves and enter your details thinking that it’s a real website. Once you enter your details, they are sent directly to the scammers. You should not click links from emails you didn’t expect.
Attributed by: Recommended Reading